Meet our Annual Conference sponsors: Places for People Scotland and Thistle Insurance
Places for People Scotland will sponsor the lunch at this year's Annual Conference taking place on 14 and 15 June at the Raddison Blu Hotel in Glasgow. Thistle Insurance is sponsoring the tea and coffee.
Places for People Scotland - Lunch Sponsor
Places for People Scotland is one of the country’s leading providers of affordable, quality homes. It creates places to live, places to work, places to relax, places to think and places to play.
Formerly known as Castle Rock Edinvar Housing Association, it is one of Scotland's leading charitable housing associations. Places for People Scotland is also part of the Places for People Group, one of the UK’s largest property management, development, and leisure businesses.
It takes its responsibility to ensure our products and services make a positive impact on people, places and the planet very seriously. Creating social value for customers and communities is at the heart of its approach.
In Scotland, it owns and manages around 8,500 homes for almost 10,500 customers across the country. It always look beyond the bricks and mortar to the long term. It has a shared endeavour with our customers and partners to create outstanding homes and exceptional places and communities across Scotland.
Its long-term ambition is to change the way places are designed, built, and managed to create housing choices that improve people’s lives. By taking a commercial approach to placemaking, it also delivers a positive impact on our communities.
Its purpose is to create and manage living places that are sustainable — economically, socially, and environmentally; from small housing developments through to large-scale regeneration projects, it tailors its homes to the needs of local people and communities.
It cares deeply about making a positive impact for our customers and communities, ensures places are economical, creating affordable homes where people want to live. It maximises the social impact of our activities, and partner with others, to make a difference to local communities and its customers.
Places for People Scotland manages its assets in a way that ensures they meet environmental standards and are fit for the future. Places for People Scotland has taken a fabric first approach, investing in our bid towards net zero and reducing our impact on the planet. It continues to invest in energy efficiency, providing customers with cleaner energy options.
As part of its commitment to people and communities, Places for People Scotland has committed to a programme of investment and growth across Scotland. Over the next three years, it will invest over £200m into creating over 1,200 new homes in Scotland.
We currently have a number of developments across Scotland. For instance, Longniddry Village in East Lothian is a community of up to 500 homes developed in partnership with landowners Wemyss and March Estates and designed to reflect local towns.
Places for People Scotland also has city centre developments such as The Engine Yard, the re-development of a former local authority brownfield site in Edinburgh. The ongoing regeneration of this significant city centre site is residential led, featuring a total of 386 homes, 76 of which are for social rent, 150 for mid-market rent, three for private rental and 157 for market sale. The Engine Yard also has a Places Gym and a mix of commercial spaces.
Thistle Insurance - Tea and Coffee Sponsor
Financial exclusion happens when people do not have the access to mainstream financial services or the capability to manage their money independently. Anyone can find themselves financially excluded at different times and for different reasons in their life. Tenants are not only often living on low incomes, but also may have a range of complex needs including mental health, antisocial behaviour and (digital) illiteracy.
Many tenants can be without any income or bank accounts; others manage to pay bills, others may have difficulties accessing mainstream financial services because of their income, employment status or credit score.
Debt is a key issue in financial exclusion, as it not only affects people’s income, credit score and access to mainstream finances, but also people’s health, confidence and social networks.
The current system means that it is very difficult for some people to become financially included. For example, banks often require two forms of ID and utility bills to open a bank account. Not everyone has a bank account because the bank might have closed it, or some people have never had to open one.
Another issue is that most people in social housing do not have a home contents insurance policy, so if they were to suffer a fire, flood or theft, they will often be using their income on replacing their belongings, instead of paying rent. Financial exclusion does not only impact on people’s individual finances, but also has as a knock-on effect on other sectors like health, crime and housing.
The Scottish Federation of Housing Associations believes that every tenant in social housing should be able to access home contents insurance.
The SFHA Diamond Insurance Scheme was developed to assist the financially excluded, providing social housing landlords with a home contents insurance product solution for their tenants.
Some of the benefits for tenants:
- Apply over the telephone or complete an application form.
- There’s no requirement for a bank account.
- No financial questions are asked as part of the acceptance criteria.
- You don’t need to have special door or window locks (just a lockable front door).
- Flexible regular payment options (fortnightly and monthly premiums include a transaction charge).
- Covers theft, water damage, fire and many more household risks.
For more information regarding the Diamond Insurance visit:
The Diamond Insurance Scheme is a product name arranged by Thistle Tenant Risks on behalf of the Scottish Federation of Housing Associations and administered by URIS Group. The Diamond Insurance Scheme is underwritten by Royal & Sun Alliance Insurance Ltd. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Royal & Sun Alliance Insurance Ltd, No 93792 Registered in England and Wales at St. Marks Court, Chart Way, Horsham, West Sussex, RH12 1XL. Thistle Tenant Risks is a trading style of Thistle Insurance Services Limited. Thistle Insurance Services Limited is authorised and regulated by the Financial Conduct Authority FRN 310419. Registered in England under No. 00338645. Registered office: Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW. Thistle Insurance Services Ltd is part of the PIB Group.