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The Scottish Government and the Energy Savings Trust set up pilot to improve the energy efficiency of existing homes

The Scottish Government and the Energy Savings Trust  (EST) to set up pilot to improve the energy efficiency of existing homes

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The pilot programme aims to give homeowners and private landlords with properties in Argyll and Bute, Glasgow City and Perth and Kinross access to funding to make improvements to the energy efficiency of the property and make repairs to the fabric of the building.  Funding will be in the form of an equity loan and will allow homeowners to borrow against the value of their home. Energy Saving Trust is partnering with Care and Repair Services in each area to deliver this scheme, and they will be on hand to support householders through the process.

The maximum loan value is £40,000 but cannot be more than 50% of the property’s estimated market value. The homeowner must also retain a minimum of 30% equity in the property.  

Who is eligible?

  • owners of a property in council tax band A-C in one of the pilot local authority areas. Owners in receipt of one of the qualifying benefits listed below may also be eligible.
  • private landlords with properties for rent in one of the pilot areas that are in council tax band A-C. Landlords with more than 2 properties for rent are not eligible. Landlords whose tenants are in receipt of one of the qualifying benefits may also be eligible.

Funding is available for energy efficiency, renewable and repair works, however at least 55% of the cost of the work must be going towards energy efficiency improvements.  This 55% can include energy efficiency measures such as a new boiler, insulation or double glazing but also renewable technologies and repairs which reduce heat loss through the building fabric and/or reduce damp and moisture penetration.   

A full list of eligible measures and qualifying benefits can be found on EST’s website and any energy efficiency measure applied for must be recommended in the property’s Energy Performance Certificate or in an energy report supplied by Home Energy Scotland.

While housing association and council homes are not eligible, it is hoped that the fund will enable properties in mixed ownership blocks to be repaired and improved by funding owners’ costs.

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