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Finance Conference 2023
MacDonald Aviemore Resort

Event Finished


Tue 14 - Wed 15, Nov from
10:00 to 17:00 (BST)


MacDonald Aviemore Resort
Highland Resort, Aviemore, PH22 1PN


From £603

About the conference 

Thank you to those who attended the conference, we hope you enjoyed it. 

The conference brought together hundreds of people from the sector, as well as sector partners, to learn and network. Come along to gain insight into the challenges facing the sector and how others are taking them on.

Presentations will be available  to download here in the next few days.

This just published – worth a look for those with an interest in the subject. It is the public domain, so I guess you could add the link to the information about my session?

This research may be of interest to those who attended the workshop on Damp and Mould.




Member Price £603

Non-member Price £904

Finance Conference 2023 at MacDonald Aviemore Resort

Highland Resort, Aviemore, PH22 1PN


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Main Sponsor


Tea & Coffee Sponsor

CAF Bank

Dinner Sponsor

Utility Aid

Lunch Sponsor

Chiene & Tait Logo

Drinks Sponsor


Carbon Consultancy Sponsor

Workflo Solutions


Mandy Littlewood  profile image

Mandy Littlewood
Mandy Littlewood Social Research and Consulting

Mandy is a research methods expert with nearly 30 years research experience including work as Research Fellow in the Centre for Housing Research and Urban Studies at Glasgow University and Associate Director in TNS Social Research (now TNS-BMRB). Mandy’s research interests include poverty, homelessness, tenancy sustainment, housing need and affordability. Mandy is an Honorary Fellow with i-SPHERE (Institute for Social Policy, Housing, Environment and Real Estate) at Heriot Watt University and an Senior Associate with Social Development Direct in London.

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Mandy contributes to Indigo House’s portfolio of work in modelling rent affordability, housing need and demand and identifying potential markets for intermediate renting and other housing options. She has also contributed to the team’s work on financial inclusion. This work has involved the development of small area estimates using numerous large and complex datasets and mapping results using GIS.

Mandy has undertaken a wide range of work on poverty, including a recent study, with a team from i-SPHERE examining Destitution in the UK, for the Joseph Rowntree Foundation (JRF) in which Mandy conducted analysis of national datasets and administrative data and developed a Census of crisis service users. She has also recently worked with i-SPHERE on a recent study, also for the JRF, estimating the public finance costs of poverty and on a qualitative Evaluation of the Interim Arrangement for the Scottish Welfare Fund.

Mandy’s methodological work has included reviewing and designing research tools, analytical frameworks and results frameworks for numerous clients including the World Bank, the Department for International Development and Plan UK. This has included developing vulnerability indices, wealth indices and indicators to capture efficiency and Value for Money. Mandy has delivered research methods training for numerous audiences, including training on survey methods for the Social Research Association and the Scottish Housing Best Value Network.



Stephanie Elliot profile image

Stephanie Elliot

Stephanie Elliot is the Technology Enabled Care Lead for the housing with the goal of upscaling the housing sectors' contribution to the digital health and care strategy.

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Stephanie has spent 15 years working within the private care, public health and housing sectors consulting on and delivering person centred health improvement services. She is passionate about bridging the gaps between Housing Health and Social Care by promoting innovations and advancements in technology that improve digital access to information, reduce pressure on front line services. 


Kelly Grainger profile image

Kelly Grainger
Perfectly Autistic

In 2019 and after 23 successful years working in the corporate world, Kelly was diagnosed as autistic (Asperger’s Syndrome), aged 44. The response he received was, on the whole, very positive, except from his company. Kelly’s diagnosis was met with ignorance and negativity, an experience that would change the course of his career and life. At this moment, he had an epiphany, setting Kelly down a new path in his career.

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Having worked for some of the world’s largest organisations, including PepsiCo, Merlin Entertainments and News International, in roles such as Head of Sales (not your typical position for an autistic person), Kelly decided to focus his time on sharing his story and inspiring others. Kelly now drives awareness, understanding and most importantly, acceptance of neurodiversity.

Sophie Taylor profile image

Sophie Taylor
Newport City Homes

Sophie is the Deputy Director of Finance and Procurement at Newport City Homes, where she is the lead on all strategic, corporate, and operational aspects of financial accounting and planning, treasury management, and procurement, playing a key role in driving cultural and organisational change.

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Alongside this, she is the Chair of the Audit and Risk Committee at Valleys to Coast, where she has been involved in the re-design of the organisation’s approach to risk management, and provides robust oversight as the organisation goes through a period of restructure and change.

She is the Chair of CHC’s Finance SDG, actively supporting CHC’s lobbying and advocacy work on key sector issues such as decarbonisation, rent policy, and the social housing grant regime.

She is also a member of the Audit and Risk Management Committee of the National Housing Federation, giving further opportunities to influence housing policy at a national level.

Niall Curran profile image

Niall Curran
Scottish Futures Trust

Niall provides financial and corporate expertise across the Place, Housing and Economic Investment workstreams in his role as Associate Director at Scottish Futures Trust.

His focus is affordable housing delivery by public sector partners, with and without private sector partnership, in ways that lead to sustainable, resilient places and strong public outcomes. He joined SFT in 2019 and in his team-spanning role, works on wider investment activity that achieve our Corporate Priorities of Net Zero, Inclusive Growth, and Sustainable Places.

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Niall is a Chartered Accountant, with six years’ experience at a leading professional services firm performing audits across a range of clients and industries, including latterly investment management.

Rebecca Lea profile image

Rebecca Lea
Association of British Insurers (ABI)

Rebecca is a Senior Policy Adviser responsible for leading policy analysis and influencing in support of the ABI priorities on climate change and prudential regulation, and leads part of the work of the ABI’s Investment Delivery Forum.


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Rebecca joined the ABI in 2020 from Capco, a financial services consultancy. Here she held multiple roles across projects for FTSE100 clients in the Financial Services sector, and specialised in regulation.

Rebecca began her career as an Economist at the Centre for Economics and Business Research, having studied economics at the University of Cambridge.

Bryan Dando profile image

Bryan Dando
Barrhead Housing Association

Bryan is the Community Investment Manager at Barrhead Housing Association, he leads the development, delivery and implementation of Barrhead Housing’s Community Investment Strategy and service delivery in the following areas:

  • Community services, including the development of localised community hub/centres and community projects
  • Identifying external funding opportunities, preparation of all grant applications and delivery of grant funded activities
  • Community Support., including money, energy and digital advisory and support services and community / volunteering organisations
  • Welfare benefits and tenancy support services
  • Community Engagement Projects, Community Stakeholder Engagement / Development and Consultation with tenants and stakeholders
Ian Lever profile image

Ian Lever

Ian has developed and managed innovative digital strategies including customer access solutions delivering both efficiencies and cashable savings to a range of clients in Housing, Local Government and Care. A number of these clients have since received national recognition for their innovative use of technology!

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Strategic planning and development of digital and technology services, strategies, and budgets. Infrastructure and systems review and procurements. Structured programme management and process reviews.

Luke Cross profile image

Luke Cross

Luke leads the ESG and impact specialism at Social, a purpose-driven, integrated communications agency and certified B Corporation focused on work that has a positive social impact and helps improve lives.

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His business division works both investor-side and sector-side primarily in the UK placemaking and built environment sectors, supporting organisations with their approach, reporting and communications across Environmental, Social and Governance (ESG), socially responsible investment and purpose-driven finance. Luke was editor of Social Housing magazine, the finance publication for the affordable housing sector, for seven years. 

He was also a director at Ocean Media, where he led the launch of a housing business intelligence platform and worked across a portfolio of housing conferences, launching Ocean’s first ESG conference.  Previous to that he spent two years as finance editor at Construction News. His 15-year career in journalism also spanned a number of national and regional newspapers.

Donna Henderson profile image

Donna Henderson
Hanover Scotland

Donna has been with Hanover for over three year having started just before the Covid-19 pandemic. She currently has responsibility for the Finance, Digital and Procurement Functions. 

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Prior to joining  Hanover she held management roles in two other RSL’s in Scotland accumulating in over 18 years of experience in the housing sector. Although her passion is for housing sector she also held roles within the NHS and the charity sector.

Donna is a qualified accountant and is currently a Board member for a SAY Women a charity which supports the sexually abused young women in Scotland.

Melanie Russell profile image

Melanie Russell
Lloyds Bank

As Regional Head of Housing, Melanie is responsible for Lloyds Banking Group’s relationships with larger RSL’s in the North. She joined Bank of Scotland 25 years ago and has spent most of her career in front line roles. 

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As the Bank calls for one million more social homes over the next decade, Melanie’s focus is to work closely with clients to identify needs, share intel and develop solutions. She has delivered a significant number of Loan Facilities and other specialist products to clients. Melanie has a degree in Business Studies and is a Member of the Chartered Institute of Bankers in Scotland.

Michelle Meldrum profile image

Michelle Meldrum
Berwickshire Housing Association

Michelle has 26 years of experience within the social housing sector. She joined Berwickshire Housing Association (BHA) as their Chief Executive in November 2020 having previously worked in a variety of roles relating to homelessness, housing operations and broader executive responsibilities. 

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Michelle is passionate about everyone having the right to a decent home and a good quality of life and believes Housing Associations have a key role to play in achieving both of these outcomes in the communities in which they serve. 

Throughout her career Michelle has been heavily involved in the domestic abuse and wider safeguarding agenda as she believes the sector has a unique role to play in any effective coordinated community response.

Peter Freer profile image

Peter Freer
Allia C&C

Peter has been involved in the housing sector for over 15 years, having worked with RBS, Scottish Housing Regulator and Scottish Government. He has assisted in the delivery of policy and funding solutions across all housing tenures in Scotland during this time. 

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Peter opened the Scottish office for Allia C&C in 2020 with the aim of supporting charities and social impact organisations.  Allia C&C has supported a number of Scottish RSLs with services including treasury advice, carrying out funding tenders, providing business planning advice/modelling, and regular economic market updates.

Lauren Little   profile image

Lauren Little
TC Young

Lauren is a partner at TC Young Solicitors and acts predominantly for RSL clients in a variety of areas. She represents  RSL clients in relation to finance agreements with all of the major lenders to the sector, negotiating terms, delivering conditions precedent and reporting to committees. She also regularly drafts and negotiates the terms of contracts for supplies, goods and services, and advises on governance matters for RSLs and their subsidiaries. 

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Leading on procurement issues, she advises on the interpretation of the procurement regulations as they relate to the specific contract requirements within the RSL sector. Lauren also negotiates the terms of construction contracts and professional team appointments. 

Elizabeth Leighton profile image

Elizabeth Leighton
Existing Homes Alliance Scotland

Elizabeth Leighton is an independent consultant, working on housing, fuel poverty, energy efficiency and climate change issues. 

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She is the Director of the Existing Homes Alliance Scotland, a coalition of consumer, anti-poverty, social housing, industry and environment groups calling for action to make Scotland’s homes fit for the 21st century.

She was the policy advisor to the Scottish Fuel Poverty Strategic Working Group (2016-2017), which was tasked with setting out a vision for the eradication of fuel poverty in Scotland.

She chairs the Climate Challenge Fund Grants Panel which provides independent recommendations to ministers on community projects taking action on climate change.

She has worked for various clients including the Sustainable Scotland Network, Scottish Environment LINK, Energy Saving Trust, and WWF Scotland.

Previously, Elizabeth served with the US Foreign Service, with postings in Moscow, Sofia, Edinburgh and Alaska. Elizabeth lives in Highland Perthshire with her husband and two sons.


Nick Pollard profile image

Nick Pollard
Link Group

Nick Pollard is Link Group’s Group Finance Director with responsibility for Link’s financial affairs, raising new funding, managing the group’s finance function and business support and strategy and communications teams. 

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Nick has substantial experience over 20 years in social housing, as a consultant, a financial regulator and finance director as well as being a Board member.  Nick has worked as a finance director in stock transfer, traditional, rural and urban, diverse group structures and support and care organisations during his career.  Prior to social housing Nick worked for 14 years in banking, latterly in treasury and international banking.

Meg Deasley profile image

Meg Deasley
Cairn Housing Association

Meg is responsible for Property Services for the Cairn Housing Group, where she coordinates all aspects of investment in the Group’s new and existing housing stock, with an emphasis on planned maintenance and responsive repairs.  Before taking on the Director role, she led for 18 months on Cairn’s strategic asset management projects, including the evaluation of asset performance and modernisation of Cairn’s sheltered housing. 

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Meg has worked in the housing sector for the past 15 years, is a member of the Chartered Institute of Housing and holds a BSc in Architecture, an MSc in City Design and Social Science, and a PG Diploma in Housing.  Prior to joining Cairn in 2018, she worked as a consultant advising a range of housing associations, local authorities and community organisations in Scotland and England on asset management, community engagement and regeneration projects.

Kelly Adams profile image

Kelly Adams

Kelly leads RSMs Public and Third Sector (PTS) services in Scotland which encompasses housing associations and other charitable entities. She is responsible for external audit services to housing association clients across Scotland and has worked in the sector for 23 years.

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Kelly is a key member of our national social housing strategy group and also works closely with SFHA, providing support on financial reporting, accounting and taxation matters including developments in FRS102 and the Statement of Recommended Practice (SORP).

Kelly is also Chair of the Board of West of Scotland Housing Association and a member of their Audit Committee.


James Tickell profile image

James Tickell
Campbell Tickell

James has been a Partner of Campbell Tickell since 2004 and carried out a wide range of assignments throughout the UK and the Ireland, primarily for not-for-profit organisations and government agencies.

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His assignments focus on governance, mergers, performance improvement, strategy, and most recently, organisational culture. Some more high-profile work has involved helping clients through difficult or unexpected events.

Previously, James worked as a Director at the Refugee Council, and then at the Housing Corporation, where he was Registrar. Before moving to set up Campbell Tickell, he was Deputy Chief Executive of the National Housing Federation.

Heather O’Donnell profile image

Heather O’Donnell

Heather has a background in site support, managing Asbestos compliance across a variety of sectors. 
She plays a key role at SPA supporting Partners and Appointed Companies with the delivery of projects throughout Scotland.


Michael McLaughlin profile image

Michael McLaughlin

Michael joined HACT in January 2020, having previously accrued 16 years’ experience in various social housing roles, much of which has involved developing and managing digital strategy and policy, latterly in Information and Compliance functions for Clydebank Housing Association. Michael graduated with an MA in Social Sciences from Glasgow University in 2003, and more recently in 2020 completed a Diploma in Digital Inclusion Project Management.

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As key contributor to Scottish Federation of Housing Associations (SFHA) Innovation and Future Thinking programme, Michael retains a keen interest in the promotion of data led organisations and the ways in which this enables digital solutions and innovation across the social housing sector. 

Currently leading on HACT’s sector leading UK Housing Data Standards initiative, having also recently researched and co-authored paper with CaCHE on The Impact of Social Housing: Economic, Social, Health and Wellbeing.

Helen Shaw profile image

Helen Shaw
Scottish Housing Regulator

Helen Shaw was appointed Director of Regulation at SHR in January 2022 having previously worked at the regulator for a number of years as Assistant Director. 

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Helen leads the Regulation Group within SHR which is responsible for monitoring, assessing and reporting on the performance of social landlords and the financial health and governance of RSLs.

Bill Truin profile image

Bill Truin
4Point2 Consultants

Bill has been involved in housing finance at senior levels for more years than he’s prepared to admit in public! During that time he has had hands-on experience of virtually all operational and strategic aspects of financial management, in particular financial reporting, long term financial planning and treasury management.

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He continues to develop his understanding of how strategy and policy decisions influence the way organisations seek to generate financial capacity (or not!), in order to improve the lives of their customers. A true multi-dimensional puzzle that every association needs to solve….at least every 12 months.

Bill is a director with the housing consultancy 4point2, specialising in long term business planning, as a Brixx partner, treasury support and strategic asset management.
Not only that but Bill also manages to utilise his experience from pre-housing finance days as a financial auditor, through his involvement with the Homes England development compliance audit programme.
Nathan Mallows profile image

Nathan Mallows
Coastline Housing

Nathan, Director of Finance, People and Change (or Bean, Bods and Bytes with the team) at Coastline Housing based in Cornwall.  Started with Coastline at the start of 2016 and has lived in Cornwall since late 2014. 

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Coastline’s current strategy is to solve the Cornwall Housing Crisis in all its forms and part of this is being one of the top 10 fastest growing providers every year since 2017, providing one of only two affordable extra care schemes in the County and homelessness support services through a purpose built facility.

These ambitions have required a number of iterations of Finance Strategy including the first partnership arrangements with Legal & General Affordable Homes in 2019.

Prior to signing up for Coastline’s mission Nathan was a consultant for 4-years supporting various charities, start-ups and Housing providers. 

Nathan has worked in and around housing for over 20-years and  been fortunate to be involved with amazing organisations of all shapes and sizes supporting communities and delivering much needed new homes predominately across London and the surrounding counties.

Nathan is also the current chair of the National Housing Federation’s Finance Policy Advisory Group which exists to inform and respond to the NHF’s wider policy agenda with particular reference to financial implications for its members and in 2022 joined the British Property Federation sub-committee for Social Housing.

Conference Exhibitors

Stand Exhibitor Contact





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SDM Housing Software


Allia new logo

Allia C&C





Quinn Internal Audit Logo

Quinn Internal Audit & Business Support Services



MRI Software


Vodafone Business

Vodafone Business


Content Guru

Content Guru


MIS Active

MIS Active Finance








Cloudcover IT

CloudCover IT



TIAA Limited



CPL Software Ltd








GB Social Housing Logo

GB Social Housing Plc


Mobysoft Logo



Housing Insight

Housing Insight



Marsh Ltd


McKinney HR

Dorothy McKinney Ltd


NorDan Logo

NorDan (UK) Ltd



Active Management System


Kick ICT

Kick ICT


First Actuarial

First Actuarial LLP


Howden Scotland

Howden Scotland ( formerly known as Bruce Stevenson Insurance Brokers)

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